Kempsville, Virginia Beach — Homes, Schools & Military Guide
Central Virginia Beach location with solid schools, an 87,000 sqft rec center, and a $407K median with real options below it.
Living in Kempsville
Kempsville is the part of Virginia Beach that doesn't get the tourism buzz, and that's exactly why it works for families. It sits in the geographic center of the city — equidistant from the oceanfront, Town Center, and the Chesapeake border — so your commute to NAS Oceana is 20-25 minutes, Naval Station Norfolk about 30, and everything you need for daily life is inside a 10-minute drive. The median price is around $407K, and you can still find solid options in the $300K-$340K range.
The housing stock is older here — lots of 1960s through 1990s builds — and that shows up in the pricing. You're getting established neighborhoods with mature trees, real yards, and that lived-in character newer subdivisions just don't have. Some homes need updates, and that's where the value is. A 3BR/2BA that needs a kitchen refresh at $340K is a completely different conversation than the same house fully renovated at $410K. Schools are solid: Kempsville Elementary pulls an A- on Niche, the middle school holds its own, and Kempsville High has a 90% graduation rate.
The Kempsville Recreation Center is a genuine asset — 87,000 square feet with an indoor pool, gym, walking track, and fitness classes. Mount Trashmore is two miles south. For military families, the central location means no single base is a brutal commute, which matters when you're dual-military or your next assignment moves you from Oceana to Little Creek mid-tour.
What Your Money Gets You in Kempsville
| Price Range | What You Get |
|---|---|
| $300,000-$340,000 | 3BR/1.5-2BA, 1960s-70s build, original or partially updated, smaller lot — strong first-time buyer territory |
| $340,000-$390,000 | 3-4BR/2BA, 1980s-90s build, updated kitchen or baths, decent yard, move-in condition |
| $390,000-$450,000 | 4BR/2.5BA, fully renovated or larger footprint, updated systems, premium street or cul-de-sac |
Military Base Commutes from Kempsville
NAS Oceana
15-20 minutes
via Kempsville Rd to Princess Anne Rd or I-264. Central VB location.
Naval Station Norfolk
25-30 minutes
via I-264 W to I-64 to Hampton Blvd. No tolls.
Dam Neck Annex
15-20 minutes
via Princess Anne Rd south to Dam Neck Rd. Surface streets.
JEB Little Creek-Fort Story
20-25 minutes
via I-264 W to Shore Dr or Virginia Beach Blvd.
Payment Calculator
Starting from the Kempsville median. Change anything to match your situation.
- Principal & interest$0
- Property tax$0
- Home insurance$0
- Mortgage insurance$0
- HOA$0
Estimate only. Property tax uses the Virginia Beach rate of 0.97% per year; your assessed value may differ from the purchase price. Insurance, PMI and HOA are defaults you should replace with real quotes. Your actual payment depends on credit, debt and the rate you lock — get a real number from a lender.
Monthly Cost & BAH
Estimated monthly cost: $3,100-$3,200 PITI at median price
Rough estimate only, based on a VA loan at 0% down and current rates. What you actually pay depends on your credit, debt, down payment and the rate you lock. Get a real number from a lender.
2026 Norfolk MHA BAH: E-5 w/dep: $2,430/mo | E-6 w/dep: $2,559/mo | E-7 w/dep: $2,604/mo
Schools Serving Kempsville
Virginia Beach City Public Schools — 64,986 students, 14:1 student-to-teacher ratio
Elementary
- Providence Elementary B+ Niche 7/10 GreatSchools One of several elementary options in the Kempsville area. Solid academics.
Middle
- Kempsville Middle School B Niche 7/10 GreatSchools Central VB location. Feeds into Kempsville High.
High School
- Kempsville High School B Niche 7/10 GreatSchools 1,800+ students. Academy programs, JROTC, strong extracurriculars.
Notable programs: Virginia Beach Governor's School for the Arts (nearby), STEM and AP offerings at Kempsville High, Kempsville Rec Center youth programs
School ratings from Niche and GreatSchools.
What Life in Kempsville Looks Like
Kempsville is practical. That's not a knock — it's the whole appeal. Harris Teeter is three minutes away, Kemps River Shopping Center has Park Lane Tavern plus a solid mix of national retailers, and the Kempsville Recreation Center would cost $100/month as a private gym — but it's a city facility. Indoor pool, walking track, full weight room, group fitness. It's legitimately good.
Mount Trashmore is the outdoor default, two miles south — where everyone in Virginia Beach runs, walks, or brings the kids on weekends. Kempes Landing Park has walking paths and a pedestrian bridge if you want something quieter. The Eastern Elizabeth River has kayak access for the paddlers. Dining leans more toward Park Lane Tavern and Harris Teeter sushi than farm-to-table, but that tracks with the price point. You're here for location, schools, and space — not nightlife. It's car-dependent, but the I-264/I-64 interchange is right there, so the whole region stays within reach.
Parks & recreation: Kempsville Recreation Center (87, 000 sqft), Mount Trashmore Park (2 miles), Kempes Landing Park, Eastern Elizabeth River kayaking access
Rental viability (if you PCS out): Solid rental market. Central location appeals to military renters across multiple bases. Three-bedroom homes rent for $1,800-$2,200/month. 39% of residents rent. Low vacancy relative to Virginia Beach average.
Frequently Asked Questions About Kempsville
Is Kempsville a good neighborhood in Virginia Beach?
Kempsville is one of Virginia Beach's most centrally located neighborhoods, sitting at the junction of Princess Anne Road and Kempsville Road with quick access to I-64 and I-264. It's reasonably priced for central Virginia Beach (median ~$407,000), has solid schools, and offers a suburban feel with mature trees and established communities. It's popular with military families at NAS Oceana (15-20 min commute) and civilian commuters alike.
What are homes like in Kempsville?
Kempsville has a wide range of housing — from modest mid-century brick ranches in the low $200,000s to larger homes in established developments reaching $450,000+. Most are single-family on decent-sized lots. The area also has townhomes and some condos. A lot of the stock is 1970s-1990s era homes, many of which have been updated. Brick ranches on larger lots are a signature of the area.
What schools serve Kempsville in Virginia Beach?
Kempsville is served by Virginia Beach City Public Schools. Key schools include Providence Elementary (one of multiple elementary options), Larkspur Middle School, and Kempsville High School. Kempsville High is known for AP courses, gifted and talented programs, and strong athletics. The district has a good reputation overall and offers military family liaison support.
How does BAH factor into buying in Kempsville?
The median in Kempsville was $406,890 in May 2026 (Redfin). At current rates a VA loan with nothing down estimates to roughly $3,150 a month once you add property tax and insurance. Treat that as a rough figure, not a quote. What you actually pay moves with the rate you lock, your credit, your debt load and whether you're bringing a down payment. Worth knowing the range here is wide. Homes in the $300,000 to $320,000 band estimate closer to $2,350 to $2,500 a month, so the segment you shop changes the number a lot. BAH is the other half and it's personal to you: it changes by pay grade, dependent status and duty ZIP, and the rates reset every January. Rather than me guessing at your number, look up your exact rate with the DoD BAH calculator (linked in the sidebar) and compare it against the estimate above. If you want a real figure instead of an estimate, I'll put you in touch with a lender who writes VA loans every day.
How far is Kempsville from NAS Oceana?
Kempsville is 15-20 minutes from NAS Oceana via Princess Anne Road or I-264 during off-peak hours. During rush hour, expect 20-30 minutes. No tolls on any route. The central location also gives you 20-25 minute access to Naval Station Norfolk and JEB Little Creek.
Is Kempsville a safe area?
Kempsville is generally considered a safe, family-friendly area within Virginia Beach. Crime rates are below the city average in most sections. The established residential neighborhoods have active communities and the area benefits from Virginia Beach's overall strong public safety presence. As with any area, specific streets and sections vary — your agent can provide block-level context.
Homes for Sale in Kempsville, Virginia Beach
Current listings updated daily from the MLS.
Ready to Explore Kempsville?
Sean knows every street, school zone, and commute route in Hampton Roads. As a Navy veteran, he understands what military families need in a neighborhood.





















