Published November 3, 2025

PCS to Hampton Roads? Your Step-by-Step Guide to a Smooth Move

Written by Sean Hudgins

PCSing to Hampton Roads? — Everything Military Families Need to Know

Relocating to a new duty station can be both exciting and challenging, especially when moving to a vibrant and diverse area like Hampton Roads, Virginia. For military families facing a PCS to Hampton Roads, understanding the nuances of the move—from timelines and housing allowances to neighborhood options and VA loan benefits—is essential for a smooth transition. This guide is designed to help you navigate every step with confidence and ease.

Understanding Your Timeline and BAH Housing Allowance

One of the first steps in planning your PCS to Hampton Roads is getting a clear picture of your timeline. Military moves often come with tight deadlines, so early preparation is key. Once your orders are received, start by coordinating with your current and future commands to understand reporting dates and any flexibility you might have.

Equally important is understanding your Basic Allowance for Housing (BAH). Hampton Roads offers competitive BAH rates that vary depending on rank and family size. Knowing your BAH helps you set a realistic budget for housing, whether you choose on-base housing or an off-base home. Keep in mind that BAH rates are designed to cover rental costs or mortgage payments, so aligning your housing choice with your allowance ensures financial stability during your move. Find your BAH amount Here: BAH Calculator

Finding the Right Military Relocation Specialist in Chesapeake VA

When it comes to finding a home in Hampton Roads, working with a knowledgeable military relocation specialist can make all the difference. A specialist familiar with the unique needs of military families understands the importance of timing, proximity to bases, school districts, and community resources.

If you’re searching for a military relocation specialist in Chesapeake VA, look no further than Sean Hudgins and the team at Tier One Coastal Realty. With a personal background in military service and property investing, Sean combines firsthand experience with deep market knowledge to provide tailored guidance. His commitment to excellence and integrity ensures that your PCS move is handled with the utmost care and professionalism.

“Driven by Excellence, Anchored by Integrity” — The Veteran Difference

Sean Hudgins’ military background as a Surface Warfare Officer and his passion for serving military families set him apart. He understands the pressures of PCS moves and the importance of finding a home that fits your lifestyle and budget. This veteran-owned business approach means you’re not just another client—you’re a valued partner. Sean’s leadership skills and calm under pressure translate into a seamless home-buying or renting experience, giving you peace of mind during your transition.

Choosing Between Base Housing and Off-Base Homes

One of the biggest decisions during your PCS to Hampton Roads is whether to live on base or off base. Each option has its advantages:

Base Housing: Offers convenience, community, and often lower costs. Living on base near Base means quick access to work, amenities tailored for military families, and a supportive environment. However, the wait list for base housing can be quite long.
Off-Base Homes: Provide more variety in housing styles, larger living spaces, and the opportunity to integrate into local neighborhoods. Areas like Chesapeake, Virginia Beach, and Norfolk offer excellent schools, recreational activities, and vibrant communities.

For many military families, off-base living is an attractive option, especially when paired with the benefits of a VA home loan.

VA Home Loan Benefits You Shouldn’t Miss

One of the most valuable resources for military families relocating to Hampton Roads is the VA home loan program. This benefit allows eligible veterans and active-duty service members to purchase homes with:

No down payment required
Competitive interest rates
No private mortgage insurance (PMI)
Flexible credit requirements

Using a VA loan can make homeownership more accessible and affordable, especially in a competitive market like Hampton Roads. Sean Hudgins, as the best realtor for military families, is well-versed in VA loan processes and can connect you with trusted lenders to maximize your benefits.

Neighborhood Recommendations Near Norfolk Naval Base

Choosing the right neighborhood is crucial for your family’s comfort and convenience. Here are some top picks near Norfolk Naval Base:

Chesapeake: Known for its family-friendly atmosphere, excellent schools, and abundant green spaces. Chesapeake offers a variety of housing options, from single-family homes to waterfront properties.
Virginia Beach: Offers a vibrant coastal lifestyle with beaches, parks, and a strong military presence. It’s ideal for families who enjoy outdoor activities and community events.
Norfolk: Rich in history and culture, Norfolk offers affordable housing options and easy access to the Norfolk Naval Base.

Each of these communities has unique qualities that cater to military families, and Sean Hudgins can help you explore them to find the perfect fit.

Trust a Team That Understands Your Mission

Relocating for military service is more than just a move—it’s a life transition. With Tier One Coastal Realty, you gain a partner who understands your mission and is dedicated to making your PCS to Hampton Roads as smooth as possible. From navigating BAH and VA loans to finding the ideal neighborhood, Sean Hudgins and his team provide expert guidance every step of the way.

Ready to start your next chapter in Hampton Roads? Reach out to Tier One Coastal Realty today and experience the difference a veteran-owned, military-focused real estate team can make.
Our New home
* My first home purchase here in Chesapeake during my second set of orders to the area. Also pictured is my beautiful wife!